Welcome to Finextra. We use cookies to help us to deliver our services. We'll assume you're ok with this, but you may change your preferences at our Cookie Centre. Please read our Privacy Policy.
It brings me grief when I hear people refer to CBDC as being just another form of digital money or just another mobile application for making payments when in reality there is a world of difference wi...
For many, the ups and downs of cryptocurrencies have had too significant a bearing on their perception of the technology powering this nascent asset class — DLT and blockchain technology. For those of...
The USD 200 trillion B2B payments flow is rapidly moving towards a ‘checkout’ experience similar to B2C payments. For banks, the resulting digital data footprint is unlocking a USD 13 trillion revenue...
Blockchain use cases abounded in 2022, but we’ve only scratched the surface of what this transformative technology can help achieve. What’s coming down the track in 2023 for the interplay between dist...
Lessons for Banks The Unified Payment Interface (UPI) which effects money transfers across Banks in India and developed by the NPCI has been duopoly of two FinTech- Google Pay & PhonePe. Ironicall...
We often tend to identity reasons of failed software projects with "cost-overrun" , "time-overrun" or "poor quality". A few years back, during conversation with a dear f...
Cutting-edge technologies have become an essential part of the financial sector. Given their vast outreach and the enormous number of benefits, more and more market players embrace fintech, so the ind...
The rising adoption of e-invoicing globally is coinciding with a decline in the use of traditional trade finance instruments. And a growing dependence on supply chain finance solutions fuelled by digi...
CBDCs – But WHY? Central Bank Digital Currencies (CBDC) are being researched by central banks and governments of 87 countries and has already been launched in 11 countries. The key question is: But ...
The digital revolution has been around for quite some time. Yet, there is still so much to learn on the best practices for carrying out digital transformation within the context of your business. Beca...
With the advent of open banking, the finance sector has been undergoing radical changes. In a report published by Starfish Digital, with the support of the Open Data Institute (ODI), they argued that ...
The Fintech market is developing at an unprecedented pace. According to the Pulse of Fintech H2'21, total global fintech funding reached US$210 billion across a record 5,684 deals in 2021. Most likely...