Research

UK Open Banking API Performance 2021-2022

26 Oct 2022  |  422 downloads

The UK continues to be at the forefront of the global Open Banking revolution thanks to the proactive attitude of the regulators. These regulators he...

The Future of Digital Banking in North America 2023

21 Oct 2022  |  1154 downloads

A Money20/20 USA Special Edition 2022 in North America saw a continuation of economic recovery from the Covid-19 pandemic, fuelled by the rapid rollo...

Banking as a Service: Predictions for 2023

20 Oct 2022  |  999 downloads

Cloud strategies are changing After the financial crisis of 2008, traditional lenders experienced a drop in revenue and new players successfully gain...

SaaS: The case for building a new banking business model

03 Oct 2022  |  518 downloads

Why is SaaS pivotal to tackling regulatory, competition, and technology challenges? Banks are no longer only interested in building their infrastruct...

Onboarding, KYC, and Digital Identity: the Bottom Line

10 Aug 2022  |  805 downloads

Technology is continuing to evolve at a fast rate. Consumers have evolved and now expect a digital onboarding process. This presents an opportunity f...

Rebundling: The Next Stage of the Fintech Evolution

22 Jul 2022  |  788 downloads

The next stage of the fintech evolution is rebundling. At the core of the industry, the catalyst for fintech evolution has continued to be disruption...

The Future of Digital Banking in the UK 2022

07 Jul 2022  |  1384 downloads

The digital transformation of financial services remains a defining journey being undertaken by banks and fintechs across the globe. Increased digiti...

Payments Modernisation: The Big Survey 2022

30 May 2022  |  894 downloads

How cloud, data-rich ecosystems and real-time digitisation are transforming the payments business This survey, conducted in early 2022, aimed to quan...

The Future of Payments 2022

27 May 2022  |  1740 downloads

The Cutting Edge of Digital Payments The Covid-19 pandemic and Russia's invasion of Ukraine in 2022 has proven that the financial services indust...

Cloud, the Critical Component to Power New Business Models

11 Mar 2022  |  395 downloads

Today, every company is a technology company. No organisation can modernise products, deliver services, or meet customer expectations without harnessi...

ISO 20022: How banks can avoid becoming a cautionary tale

04 Mar 2022  |  604 downloads

Transitioning to the ISO 20022 financial messaging standard has been high on the agenda for financial institutions for several years, but as deadlines...

The Future of Embedded Finance 2022

28 Feb 2022  |  1280 downloads

Which European Stakeholders will Win or Lose? Momentum towards embedded finance has been building slowly but surely over the past decade, as demand f...