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Karel Nappus

The Baltics Effect: The impact of the Baltics regulatory environment on the payments industry

The Baltic States—Estonia, Latvia, and Lithuania—are appealing to numerous Payment Initiation Service (PIS) providers because they serve as an entry point to the entire Single Euro Payments Area (SEPA...

07 Mar 2024
Payments strategies 2015-2020-2030
Rodrigo Zepeda

FCA/PRA Diversity and Inclusion for Crypto and FinTech Firms: PART II

By Rodrigo Zepeda, CEO, Storm-7 Consulting INTRODUCTION In 2023, the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA) (Bank of England (BoE)) (collectively the “regulato...

06 Mar 2024
Fintech
King Leung

Time to switch up Hong Kong’s international financial centre playbook in the Year of the Loong

Hong Kong has a well-established playbook of why it’s a leading international finance centre. We have competitive and low tax structures, free flow of capital, access to the Greater Bay Area (GBA), f

06 Mar 2024
Asia Financial Services
Francesco Fulcoli

FCA Sounds Alert Over Weak Money Laundering Controls - Dear CEO Letter

Francesco Fulcoli - Chief Compliance Officer The UK's financial regulator has sent a serious warning to financial institutions after identifying widespread failings in how firms are preventing money ...

06 Mar 2024
Fintech
Rodrigo Zepeda

FCA/PRA Diversity and Inclusion for Crypto and FinTech Firms: PART I

By Rodrigo Zepeda, CEO, Storm-7 Consulting INTRODUCTION “Complicated as hell.” That is how I would summarise new proposed regulatory measures to boost “diversity and inclusion” (D&I) in financial ...

05 Mar 2024
Fintech
Harriet Christie

FINRA Report 2024: Recordkeeping Takeaways

The Financial Industry Regulatory Authority (FINRA) recently released its annual regulatory oversight report for 2024. This has been shared to provide firms with key insights and observations from the...

26 Feb 2024
RegTech
Steven Rackham

Tackling DORA is a challenge for the entire business – not just the IT team

The enforceable deadline for DORA is now under a year away and organisations in the FS sector are in a difficult position. Preparing for any change in regulation is hard enough, but with the European ...

22 Feb 2024
Banking Regulations
Julija Jevstignejeva

Understanding CESOP: the European strategy for combating VAT fraud in e-commerce

In an era where digital transactions are the backbone of the global economy, ensuring the integrity and transparency of information on cross-border payments and card transactions has become critical

22 Feb 2024
Banking
John Bertrand

EU mandatory regulation is on the money

EU mandatory regulations for instant credit transfers within the Single Euro Payments Area (SEPA) are right on the money. The key requirement is verification of payee. Today this is absent in the UK,...

21 Feb 2024
Banking Strategy, Digital and Transformation
Craig Butterworth

Trading Controls: Lessons to be Learned from WhatsApp fines?

As I spend my days meeting with clients, chatting with partners and speaking at conferences, I've noticed a considerable shift in attitudes towards pre-trade controls. There is a tacit acknowledgement...

21 Feb 2024
Paul Marcantonio

What are the payment alternatives in 2024?

Card schemes were planning to increase fees, according to reports last autumn. Then the UK Payment Systems Regulator (PSR) announced in December 2023 provisional proposals to introduce a price cap fo...

19 Feb 2024
Nick Green

Reducing risk and spend during times of unpredictable inflation

Andrew Bailey is under pressure. While there’s been progress in getting UK inflation down, it’s too early to declare victory, just yet. If they cut interest rates too soon and too rapidly—they risk a ...

15 Feb 2024
Banking

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