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The payment landscape is unpredictable, but technology allows businesses to constantly improve their offerings. However, this also means that customers expect more and want an enhanced buying experi
Introduction In today’s fast-paced world, people expect quick and easy payment options. SEPA Instant Credit Transfer (SCT Inst) delivers just that! Launched in November 2017, SCT Inst is a real-time p...
The market for stablecoin payments is gaining momentum, as more leading payment providers such as Visa and Mastercard integrate solutions into their systems or, in the case of Paypal, launch a coin. F...
The UK is one of the leading countries in the world for open banking. Launched in the country in 2018, now, according to the JROC, “over 7 million consumers and businesses [...] are using innovative ...
Retailers are becoming more aware that their payment data is one of their most valuable assets. As transactions occur within your business, they generate a wealth of valuable data points. By analysing...
Introduction The payments landscape has undergone a transformative shift, embracing omni-channel, omni-pervasive accessibility, financial inclusion, cloud technology integration, and multi-touchpoin
Fintech firms are increasingly reliant on advanced technology to provide innovative financial services. Gartner forecasts that by 2025, 85% of organizations will prioritize a cloud-first strategy, ne...
In recent years, the financial industry in the UK and Europe has undergone a significant transformation driven by a number of factors including the advent of open banking. This innovative approach to ...
In today’s interconnected economy, efficient cross-border payments are crucial for businesses and individuals alike. Yet, traditional payment methods often face challenges such as delays, high costs, ...
Around the world, there are significant moves to transition from traditional electronic money transfers, which rely on batch settlement systems that can take several days for transactions to clear, to...
Introduction The BIS recently published a working paper entitled “Finternet: the financial system for the future”. This Finterent – or financial internet – is an intriguing vision of a modern financia...
Watching a televised rugby game, Leinster playing Northampton, at an Irish pub, The Long Hall, NYC, the bill if paid in cash would be discounted. On $100, savings could have been $3.00. Incentives, ...