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Payments systems visions, strategies, trends, pilots, forecasting, and planning for the short-, medium-, and far-term.
Advancements in generative artificial intelligence, and in particular large language models (LLM) such as ChatGPT, have simultaneously caused mass excitement and concern about their impact on each and...
Buy Now Pay Later (BNPL) isn’t delaying its growth. Apple recently launched its awaited ‘Apple Pay Later’ feature in the US, allowing users to split purchases into four payments over six weeks, with n...
Cross-border payment processing refers to the process of sending and receiving payments between businesses and consumers in different countries. Cross-border payments can be complex and challenging, r...
In recent years, the world has become more connected than ever. 15 - 20 % of ecommerce transaction value is already international, a trend that is steadily growing. Consequently, banks are increasing...
Payment processing is a critical aspect of e-commerce, and can have a significant impact on customer experience and loyalty. A smooth and secure payment process offering multiple local payment methods...
Now that we have outlined the different parts of a card payments value chain, we can explore how issuing banks can optimise their value chain. How is the card payment value chain structured? And wh...
Cryptocurrencies are a trending topic regularly discussed yet rarely understood. The highly publicised price spike of Bitcoin in late November 2021 triggered a wave of public interest in decentralised...
With the help of SoftPoS, also referred to as "Tap to Pay" technology, retailers and vendors can transform phones and other mobile devices into contactless payment terminals. For smaller bu...
According to a recent survey from PYMNTS, over 71% of executives are significantly interested in real-time payment systems. It’s easy to see the value in near-instant transactions – faster account op...
On first inspection, the card payments industry appears to be a mismatch of service providers covering similar functions. However, each firm has an important role in the card payment process. From cus...
While the rise of mobile devices has streamlined transactions worldwide and made consumers’ lives easier, the dark side of this growth is that mobile payment fraud has only become more sophisticated. ...
An incontrovertible key to the rise of e-commerce globally has been payment gateway providers’ facilitation of e-commerce products, services, and purchases in untapped and emerging economies. We expec...