The long read
Apples and oranges: What makes Pay.UK and EBA Clearing’s R2P models so different?

Apples and oranges: What makes Pay.UK and EBA Clearing’s R2P models so different?


10 Jul 2020

Is there more than one way to skin a cat? A peek under the hood of Pay.UK’s and EBA Clearing’s respe...

There is more to digital payments in Africa than M-Pesa

There is more to digital payments in Africa than M-Pesa

Madhvi Mavadiya
25 Jun 2020

In 2010, Kenyan payments, money transfer and micro-financing service M-Pesa became the most successf...

The Three Lines of Defence: Time to Recall the Kraken?

The Three Lines of Defence: Time to Recall the Kraken?

Richard Dupree
23 Jun 2020

In the 1981 movie Clash of the Titans (and again in the 2010 remake of the same name), the Greek myt...

Briefcase babies: How financial apps are helping kids learn about much more than money

Briefcase babies: How financial apps are helping kids learn about much more than money


10 Jun 2020

Give a man a fish and he’ll eat for a day, give a child a user-friendly-savings-encouraging-card-app...

What is Celo and could it succeed where Libra won’t?

What is Celo and could it succeed where Libra won’t?


25 May 2020

Celo promises to be a stablecoin to rival Libra. While unlikely to be regarded with the same distrus...

Bitcoin halving: What does this mean and what will its effect be?

Bitcoin halving: What does this mean and what will its effect be?


12 May 2020

Bitcoin’s 2020 halving took place today. This happens around once every four years and is of much in...

How will Covid-19 re-write the demise of LIBOR?

How will Covid-19 re-write the demise of LIBOR?


07 May 2020

It’s difficult to encapsulate in a succinct, let alone enchanting way, the leading role that LIBOR p...

What are the cybersecurity risks in an interconnected world?

What are the cybersecurity risks in an interconnected world?


07 May 2020

Financial services companies have historically been amongst the best performing when it comes to mat...

The pros and cons of CBDCs

The pros and cons of CBDCs


27 Apr 2020

Multiple central banks are looking closely at developing digital currencies to address the threat po...

Why 'Dutch panic' surrounding PSD2 & GDPR interplay may be an overreaction

Why 'Dutch panic' surrounding PSD2 & GDPR interplay may be an overreaction


20 Apr 2020

Earlier this year, Dutch data protection agency De Autoriteit Persoonsgegeven launched an investigat...

How social impact investing initiatives are leading by example

How social impact investing initiatives are leading by example

Richard Peers
20 Apr 2020

Sarah Gordon, CEO, Impact Investing Institute (III), and I sat down across a virtual desk last week ...

Australian neobanks face a sterner challenger than their UK equivalents did

Australian neobanks face a sterner challenger than their UK equivalents did


06 Apr 2020

A number of neobanks in Australia, such as Volt and 86 400, are trying to make dents in an extremely...