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The future of core banking in rural/community banks Rural, thrift and community banks are where large numbers of people and small businesses find access to lending and possible wealth creation. As th...
The MSME credit gap in ASEAN remains considerable. But MSMEs may be facing a new enemy. The threat lies in weather patterns and whether we can succeed in keeping the temperature rise at acceptable lev...
Introduction I am inspired by the writings of my peers. Alex Johnson’s most recent blog post (https://fintechtakes.com/articles/2024-05-03/merchants-future/) is very detailed, well-informed and a p
Let us agree that the weather is important for financial services. How prepared are we for long-term, continuous changes in it's patterns as well as near-term instability? How should financial insti
A journey past a credit card sales counter is painful. The collateral on display is attractive, the offers very tempting. Take a holiday! Get a premium piece of luggage! Find discounts on everything
Having traveled through Malaysia recently, I made heavy use of Grab. In Singapore, it is not necessary, of course. We travel by public transport and leg it when we want to eat out. But it is a boon to...
Open Banking is under continuous discussion and implementation in OECD and European markets. This post provides a brief operator view from the Global South, a region of massive opportunity and diver...