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A few years ago, I'd visited the South Indian temple town of Tirupati with my family. On the way, whenever the train stopped at a station, the engine was switched off. But the air-conditioning still w...
If you’ve never seen it, do yourself a favour and check out Steve Jobs’s Stanford 2005 commencement speech. In it, one of the most successful business people of all time listed key events and decision...
While the term ‘fintech’ is said to have been coined in 1993, its growth over the last decade in particular has been astonishing - it’s currently estimated to grow at a rate of 26.2% per year, achievi...
ChatGPT, while getting much attention, is just the beginning of a new era of using a specific category of AI as a tool for organisations to improve their operations and provide better service to custo...
Cloud adoption has been embraced by companies with 94% using some form of cloud computing in their operations in 2022. One of the best business decisions organisations can currently make is to no lon...
What makes React Native so popular as a front-end development option for Fintech app projects? This is a common question that has appeared on Google in recent years. There is a multitude of reasons be...
Information is one of the most important weapons in the armoury of any bank. This is well understood by most institutions, as evidenced by the huge investment they have made in trying to leverage the ...
SaaS (Software-as-a-Service) providers offer a convenient solution for businesses looking to outsource the operations and maintenance of their internal software without incurring the overhead or risk ...
Businesses are losing billions due to poor quality software. And, as the economy tightens and skills remain scarce, this is likely to get worse, forcing them to pay to fix avoidable problems and resul...
Banking-as-a-service (BaaS) has been widely discussed across the fintech world over the past few years. A key component of open banking, it reconfigures the banking value chain by helping remove the i...
The banking sector was not quick to take the cloud model to its heart. A combination of heavy investment in legacy systems and an in-built cultural reticence around letting go of on-premises control m...
Traditional retail banking institutions are facing a major perception gap between the expectations of consumers and the perceived performance of their brand. This is the central finding of a new repor...