Welcome to Finextra. We use cookies to help us to deliver our services. We'll assume you're ok with this, but you may change your preferences at our Cookie Centre. Please read our Privacy Policy.
A blog group to discuss the potential of decentralized finance and the obsctacles preventing the realization of this potential.
For centuries, we have seen lending and borrowing. Before banks came into picture, people used to borrow from other wealthy person in their vicinity. These loans were taken either to start a business,...
In recent years, Web3 has been put forward as the most significant democratic revolution in the digital space. With big tech monopolies governing the exchange and monetisation of information today, th...
Decentralisation is the buzzword in fintech at the moment – whether that’s sharing data more widely, such as with open banking, or directly using decentralised systems, as with the blockchain. Decentr...
Regulators across the globe have been stepping up their anonucements around crypto. These developments are set in a conext of a recent liquidity cascade in crypto markets that prompted many crypto len...
Investors concerned about the apparent ‘bursting’ of the crypto bubble need to zoom out from short-term pain and look at past experiences of fast-moving technological markets. Who remembers Lycos? A ...
Media is buzzing about Web 3.0 and the metaverse. Companies and investors are scrambling to get in on the ground floor and participate in shaping this new iteration of the web. But I think it’s worth ...
A recent offer in the realm of Decentralised Finance (DeFi) caught my attention: “Borrow money with your bitcoin. At 0% interest”. Expected to launch at some point in Q1 of this year, this could serv...
Bitcoin and other cryptocurrencies hit new lows on 22 Jan 2022, and the ongoing crisis has wiped off more than $1 trillion from the global crypto market value. Bitcoin was hovering at $35,000 per c
Blockchain, Bitcoin and Decentralised Finance (DeFi) are all relatively new terms in today’s commercial vocabulary. Although their impact on the future of business is not yet entirely clear, at INNOPA...
For the better part of the 20th century, the financial world remained largely exclusive to only the upper classes and the wealthiest of people. Yet advancements in technology and social attitudes have...